Huddle car insurance

Huddle at a glance

• Pay As You Drive Discount – if you drive less than 15,000kms, it could save you up to 30% compared to Huddle’s regular comprehensive cover.
• 24/7 claim processing –in some cases you’ll get a decision within minutes.
• A range of great optional extras and services for additional value
• Backed by experience – cover issued by The Hollard Insurance Company Pty Ltd.

About Huddle Insurance

Founded in 2016, Huddle is an Australian car insurer whose mission is to make insurance simple for everyone. Huddle has an easy-to-understand car insurance policy that’s backed by clever technology.

Although they do employ humans to look after their customers via their call centre. Huddle uses artificial intelligence to help you with your application and to process your claims 24/7. Sometimes you’ll receive a decision within minutes! Huddle’s powerful tech is paired with a team of insurance experts, so if you need assistance, there’ll still be a human to talk to – not just a robot.

While their approach to insurance is modern, they’re backed up by decades of experience from their underwriter, the Hollard Insurance Company – a leading international insurer.

Although fresh on the scene, Huddle has wasted no time getting big insurance products into the market, such as home and contents insurance plus car insurance.

Huddle’s car insurance policy benefits

With Huddle car insurance, you have a few options to choose from. Their top-of-the-line product, comprehensive car insurance, comes with all of this as standard:

• cover for damage or loss caused by theft, attempted theft, collision, malicious damage, fire, and natural events;
•  new for old car replacement if your car is a total loss within the first 24 months of you being the first registered owner;
• additional benefits like cover for trailers, caravans, personal items designed to be worn or carried, child safety seats and more;
• adjustable excess;
• 24/7 claims emergency hotline
• $20m third party liability; and
• no fees for cancelling your policy.

Plus, take advantage of these brilliant options:

• Huddle’s Pay As You Drive Discount – save up to 30% compared to our regular comprehensive cover if you drive less than 15,000 km a year;
• Sports gear cover – up to $3,000 to cover your sports gear whilst it’s in or on your car;
• Kanga Cover – get one excess-free animal collision claims per year;
• Excess-free windscreen cover – get one excess free windscreen repair or replacement per year;
• Hire car cover – cover for the cost of a hire car if a claim for theft or damage is covered; and
• Roadside assistance – essential roadside assistance to get you back on the road

For a simpler insurance policy that’s easier on the wallet, Huddle offers Third Party Property. This includes:

• $20m in liability for damaging a third party’s belongings
• Damage to your vehicle caused by a collision with an uninsured driver (terms and conditions apply)
• Option to add Fire and Theft Cover for your vehicle for extra insurance protection

Why choose Huddle car insurance?

Huddle has great benefits included in their car insurance policy, plus optional extras. The optional extras and services include excess-free windscreen repair, roadside assistance and sports gear cover available on comprehensive car insurance policies. Furthermore, they’re a Certified B Corp, meaning they meet the highest standards of transparency, accountability, social and environmental performance.

Additionally, Huddle donates at least one per cent of their revenue to the planet, using their profits for good.